As a first-time buyer, what is the best way to get started in purchasing for a home?
The first step in purchasing a home is to figure out how much you can
afford. There are several useful and easy calculators on our website to
assist you in figuring that out or go to Free Pre-qualification to see if you
pre-qualify for a home loan.
Many borrowers prefer to get pre-approved by a lender, which will guarantee
you a maximum purchase price and provide a pre-approval letter.
Pre-approved borrowers generally get preferential treatment by selling
realtors. Since the seller knows the borrower is pre-approved, that can
oftentimes lead to a reduced purchase price.
To receive your pre-approval letter, go to the Apply Now section of this web
page. Here you will begin an application for your home loan. The
application will ask you several questions about your loan scenario, pull your
credit report, review possible loan programs, and provide a pre-approval
letter. It's that easy!