• As a first-time buyer, what is the best way to get started in purchasing a home?

    For many people, purchasing a home is one of the biggest financial decisions they will ever make. That's why doing it right the first time is so important. Because there are many things to consider when purchasing a home, you should first determine the amount you can afford. We offer a number of calculators and tools to help you get started.

  • Is it necessary to get pre-approved before shopping for a home?

    Getting pre-approved for a Bellco home loan is a quick and easy process that provides you with a specific loan amount and a pre-approval letter.  Having a pre-approval letter shows that you are financially able to buy a house, helps define your search, and provides you more leverage when negotiating with the seller.

    Please note:  The loan will still need to be fully underwritten as the pre-approval is not a commitment to lend.  Your pre-approval will expire 90 days from the date of the letter.

  We do business in accordance with the Federal Fair Housing Law and the Equal Credit Opportunity Act.