Is there a fee charged or any other obligation if I complete the on-line application?
There is no fee or obligation for completing the on-line application.
If you are applying for a pre -approval, SECU will bear the cost of obtaining
the credit report. If you are applying for a refinance loan or have a
signed contract and are applying for a purchase loan, the credit report fee will
be included in your closing costs and collected at settlement. SECU will
request an appraisal fee (to be determined based on type of loan and property)
during the processing of your loan, once you have had a chance to lock into the
rate and terms we can offer you and are comfortable with continuing your
application through to loan closing.