• What do I need for down payment?
    We require a 5% down payment or a max LTV of 95% for purchases (90% on a condo). This can be accomplished many different ways and if you would like to speak to a mortgage professional please go to the "contact us" screen.
  • Is it possible for relatives to give me a gift for a down payment?

    Certain loan types will allow a gift from a relative for down payment and closing costs.  Please consult with your loan officer for more information.

  • Can I borrow money for my down payment?

    Typically you cannot borrow money for your down payment or closing costs.  There are some exceptions such as borrowing against your own assets such as a 401K, share loan against a deposit account, etc.  Please consult with your loan officer for more information. 

  We do business in accordance with the Federal Fair Housing Law and the Equal Credit Opportunity Act.